Highly Acclaimed Legal Advocate in Phoenix
Over 25 Years of Results-Driven Advocacy Fighting On Behalf of Families Like Yours

Property & Debt Division

Phoenix Divorce Attorney with 25+ years of Experience

Divorce is a serious legal process which involves a significant amount of work on the parts of several individuals. One of the many difficult elements to divorce is the division of marital property and debts incurred during the marriage. To ensure that you are not left with an undesirable portion of debt and property, it is imperative that you have an experienced attorney on your side.

At the Law Office of Steven N. Cole, we know what it takes to provide our clients with the effective representation that they need. Since 1993, Attorney Steven Cole has been representing local Phoenix residents in various family law matters. When you are seeking a divorce, there is no substitute for personal representation and experience, and you will receive both when you choose us to represent your case.

Call our divorce lawyer in Phoenix today at (480) 725-3355 to learn more about how we can help you.

Who Gets What in Divorce?

Property and debt division can be one of the more difficult (and sometimes) contentious parts of the divorce process. You may need to protect your standard of living for yourself or your children by making sure that your assets are divided fairly under Arizona law. Property and asset division could also affect rulings on child support or alimony, just like a bi-weekly paycheck can. While we encourage couples to separate on friendly terms, we know that some spouses are out for blood.

Arizona holds to community property laws in the case of divorce. Any property that is acquired during the marriage is considered "community property" and is to be divided fairly between the parties, in as equal of an amount as possible. One of the more crucial elements to the division process is to have the value of the property properly appraised. If one party tries to claim that some property is less valuable, you could end up with the short end of the stick.

Why You Need the Law Office of Steven N. Cole on Your Side

Our firm understands all of the various elements to property division, and we can help you ensure that you are not being cheated out of what rightfully belongs to you. As soon as you choose to work with our firm, we will launch a full-scale investigation into many different aspects to your divorce, and we are dedicated to seeing that your future is provided for.

Here are some aspects to the division process that we will investigate:

  • The value of property: Make sure your spouse does not claim values that are too low or too high.
  • Upside-down mortgages: If your house is under water, spouses can negotiate an agreement to maintain ownership of the home and sell it off after the divorce.
  • High-asset divorces: Litigation may be necessary to determine the value of a property or a business. This process may even include the advice of business experts or realtors.
  • Retirement assets: The court will divide retirement accounts according to the circumstances of your marriage, as appropriate under Arizona law.
  • Hiding assets: If your spouse is hiding assets, you may also need the help of a forensic accountant.
  • Debt: While some debts might be settled fairly, others may not. Some spouses seek revenge by maxing out credit cards to make your financial burden worse.
  • Prenuptial or postnuptial agreements: If you and your spouse have already entered into agreements that include details about property division, these can be reviewed and applied during settlement.

Don't sacrifice your future if you are facing a divorce. Contact the Law Office of Steven N. Cole for help from an assertive and experienced Phoenix divorce attorney. We offer free consultations to provide you with open and honest advice while helping you move forward with your life. Call (480) 725-3355 today.

Why Choose Steven N. Cole?

Your Family Depends On It
  • Over 25 Years of Dedicated Divorce Representation

  • Rated Top Divorce Attorney in Phoenix by Avvo

  • Committed to Building Individual Client Relationships

  • The Latest Resources and Information on Family Law

  • Evening & Weekend Appointments Available

  • Strong Client Testimonials & Online Reputation

  • Free Client Consultations & Case Evaluations

  • Legal Solutions Tailored to Your Unique Situation

Client Testimonials

Read What Former Clients Are Saying
  • “He is the best and I'm confident you will get justice if you find yourself in a similar situation like I was.”


  • “He almost took it on a personal level to make sure things were done right and in a timely manner. ”

    Former Client

  • “His kindness, attention to detail, and persistence in all aspects, embody his genuine character and passion for success.”

    Dr. Mustafa

  • “I have been using Steve for 3 years now and his Firm is ...”

    Former Client

  • “Vicki always is always so sweet and makes sure that she helps me also.”

    Christine S.

  • “His staff was easy to work with. Overall a great experience.”


  • “Steven and his office can remember your name first hand when you call and when you arrive at there office.”


  • “Excellent, really!”

    Former Client

  • “He handled my custody case with care.”


  • “I lucked out and picked the right attorney that matched my integrity.”

    David W.

  • “Aggressive, Up Front & Honest, Caring”

    Former Client

  • “Custody - Spousal Maintenance - RECOMMEND!!”


  • “Steven is professional, honest, listens, and answered all my questions promptly.”

    Stewart L.

  • “An attorney with results!”

    Former Client

  • “Knowledgeable, experienced and gets it done.”


Call us for free consultation today. We are eager to hear your case. Get Help Now

Our Commitment to Excellence

  • State Bar of Arizona
  • Avvo 10.0 Rating - Steven N. Cole. Top Attorney
  • Avvo Superb Rating - Top Attorney - Divorce
  • Family Lawyers Assistance Project outstanding contributions 2015