One of the benefits of getting married, is sharing things with your new
spouse, Instead of two rent payment to make, there is only one rent payment.
The same is true of cable, electricity, gas and water bills. Married couples
benefit from sharing legal and financial assets and health and insurance
policies as well. When a couple is married and both are working, couples
usually cover one another under the better health insurance policy.
When a couple files for divorce, they split up their assets. However, there
are some assets they have enjoyed during their married life, that cannot
be split, and one of those assets is health insurance.
couple is going through a divorce, the spouse that is covered by his or her soon to be ex-spouse’s
health insurance, needs to contact the human resources department of his
or her company as soon as divorce proceedings begin to start the process
of obtaining health coverage under the company. Once divorced, you no
longer can remain under your ex-spouse’s health insurance. Any children
in the marriage can still be covered under the other parent’s insurance
policy. A non-employee spouse may be able to obtain COBRA insurance after
a divorce, but this type of insurance only lasts up to 36 months.
Although a divorcing individual may be able to obtain COBRA health insurance,
they are encouraged by divorce professionals to obtain health insurance
as soon as possible because, should a major health problem develop during
the divorce proceedings, a new insurance company may charge a higher premium
or may deny coverage as well.
When going through a divorce, it is very important to discuss health insurance
and any other issues with your family law attorney, so that he can determine
the best way to ensure that your health is covered during and after the divorce.